أثر الذكاء الاصطناعي في الحد من الاحتيال المالي في البنوك التجارية الأردنية

Abstract

The study aimed to identify the impact of artificial intelligence in reducing financial fraud in the Jordanian commercial banks listed on the Amman Stock Exchange, by following the descriptive analytical approach. The primary data was collected through electronic survey lists distributed to the members of the study sample consisting of the financial and auditing departments in (12) commercial banks, whose number is (227) employees. Descriptive and analytical statistical methods were used to process and analyze data and test hypotheses. The study concluded that there is an impact of artificial intelligence represented in its dimensions in reducing financial fraud. The study recommended that Jordanian commercial banks adopt all procedures and practices for security and protection of data and systems that use artificial intelligence techniques, and improve and strengthen their internal control systems, to increase their ability to detect fraud and suspicious activities.