The Impact Of Cyber security Risks In The Use Of Bank Cards In Islamic Banks Operating In Jordan The Impact Of Cyber security Risks In The Use Of Bank Cards In Islamic Banks Operating In Jordan

Abstract

The study examined the potential impact of cyber security risks (information security risks, mobile application risks, operational risks, and cyber-attack risks) on the use of bank cards in Islamic banks operating in Jordan, by following a quantitative, descriptive, and analytical approach. The questionnaire was used to collect data from the upper, middle and lower managements in the targeted departments and sections in Islamic banks, which numbered (100) individuals. By using descriptive and inferential statistical strategies, it was concluded that there is a significant impact of cyber security risks and its dimensions in the use of bank cards in Islamic banks operating in Jordan. The study recommended increasing the interest of Islamic bank administrations in developing and implementing the necessary cyber security measures concerned with protecting customer data and preventing any security accidents and disasters from occurring.